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1. Who is affected by the new insurance law?

All owners of registered vehicles.

2. How will DMV verify my vehicle insurance?

The DMV receives data from licensed Idaho insurance companies identifying vehicles that have coverage.

3. What if I’m insured by an out-of-state company?

• If you have a policy from an out-of-state insurer that is not reported to the Idaho DMV, you will be classified as not having insurance until an alternative method of proof is provided.
• List of Companies reporting to the Idaho insurance verification system (list is updated monthly)

4. Will I get a warning before I’m suspended?

Yes. When registrations are identified as having no valid insurance for two consecutive months, ITD is required to notify the vehicle owner(s). Owners will have 30 days to provide proof of insurance or provide an exception to ITD, or the registration will be suspended.

5. What if I have moved and do not receive the notice?

• Your vehicle registration will be suspended if you do not respond to the notice, even if you did not receive it. You are responsible for maintaining your address with ITD.
• Change of Address Online | Quick, Easy & FREE!
  • Change of Address Paper Form (ITD 3239)

6. How can I reinstate my suspended registration?

You will have to provide proof of insurance and pay a reinstatement fee of $75. Payment can be made by phone, mail, or email.

7. What has changed for vehicle registration in Idaho?

• A law passed during the 2019 Idaho Legislative session requires registered owners to have vehicle insurance or the DMV will suspend the vehicle registration.
• Drive Insured & FAQs Display Cards

8. Why can't I renew my drivers license at the Jerome DMV?

The DMV (Department of Motor Vehicles) is a state-level government agency that administers vehicle registration and is overseen by the local Assessor. Drivers Licenses and Identification Cards are issued by the local Sheriff. Some Idaho counties have combined the two offices to provide a full service. The Jerome Sheriff and Assessor have opted to maintain separate offices.